Windows Casino features 15 different video poker machines, all of them offering payouts of more than 98% plus the best paying video poker machine you can find online: Their Joker Poker machine with a payout of 100.18%. They have pretty good odds on all of their games. The customer service and payment processing is usually very fast. The graphics load fast and look great. Their downloadable software is fast, fun, and easy to use. As a sponsor of the Blackjack World Championship, they are giving free blackjack software for your Palm Pilot, Visor or other Palm OS device. Windows Casino has been certified and approved by the EGC (Electronic Gaming Commission) and has received a Platinum Rating from Safe Bet.

Bonus Slot Gacor Hari Ini

20% bonus within 24 hours regardless of any wagering you have conducted. You need to wager 3.5 times the bonus + deposit amount to redeem the bonus. For example after you received $10 as a bonus, you have to wager 3.5 times $10 + $50 = $210 to be able to cash. $10 Invite-A-Friend promotion. Win a trip to Monte Carlo or a Ferrari. Special weekend promotions, where they double your jackpot payments and give you additional bonuses.



Windows Casino does not offer many slots. The redemption procedure gets complicated when withdrawing more than $200: You have to provide them with a fax containing a copy of your driver’s license, credit card statement, and utility bill. They claim they are “certified” by Safe Bet which has three levels of certification: Platinum, Gold and Silver. Only casinos which use the same software as Windows Casino are in the  two categories; in fact, all the casinos using this software are in there.


Financial Information

Casino displays the official seal of approval of the EGC (Electronic Gaming Commission). Windows Casino is an authorized CompECash Merchant. CompECash accepts Visa and MasterCard. Charges will appear as SF-COMPECASH on your credit card statement. Withdrawal requests are processed within 7 days from the date of request.

Deposit: Accepted are CompECash, Pay Pal, Western Union (20% Bonus on any deposit), VISA and Master Card.

Withdrawal: Payments are made by first crediting the maximum amount possible to your credit card (except Master Card). Additional winnings will be sent by bank check or bank wire. One free check a month. Additional checks cost $15. Over night delivery checks over $500 are free. They use Pay Pal and Western Union as well.



Runs on Windows only and a download is required at just over 12 MB for a complete casino. You first are offered to download the basic part of the casino and add desired games later on. Windows Casino was developed by Real Time Gaming (See RTG Review).



Windows Casino is operating under a gaming license granted by the government of Costa Rica. Established, licensed, and fully functional since 6/17/2000. To have a license means that Windows Casino is able to yearly deposit enough money (approximately US $50,000 up to US $100,000 per annum), pay the taxes (of about 2,5% up to 5%), and is hence subject to the control of the government of Costa Rica.




Casino Reviews: Windows CasinoIn baccarat the best bet is always on the banker and the fewer the decks the better the banker bet is. Windows Casinos uses six decks, so the casino’s edge on a banker bet is 1.06% and 1.24% on a player bet. There are other casinos using only one deck, which on the one hand lowers the house edge to 1.01% on a banker bet, but on the other hand increases the house edge on a player bet up to 1.29%. These differences in percentage do not seem large, but they do have a considerable impact on play in real life.

Dealt and played using “standard” rules, a Baccarat

winning Banker bet is charged a 5% commission. Ties pay 9:1 which really is wonderful since it lowers the casino’s advantage from 15.75% (14.44% in 6-deck and 14.36% in 8-deck baccarat) down to 4.93%. Not many online casinos offer this generous payout on ties. The table limits are set to $5-$200 which is standard since you might want to bet big when playing baccarat and you certainly will find online casinos offering higher maximum table limits. To sum it up it can be said that Windows Casino’s baccarat game is very good because of the good odds for the player but not the right place for high rollers. Play


Casino Reviews: Windows CasinoSet: Windows Casinos uses at least 4 decks which is pretty bad, because as more decks are used as more difficult it gets to keep track of the cards. Betting Limits are $5-$200 which is not too good because you cannot bet less than $5 so you run the risk to loose your money more quickly. Another thing is that you might want to bet more than $200. Some other online casinos offer you to bet as high as $2,000. The house edge is 0.58% which is exceptionally bad because almost every other online casinos will offer you better odds.

Rules: The dealer hits on soft 17 (Ace & 6) which Blackjack (One Deck)

again is not too good since it gives the dealer more chances to draw closer to a 21. Most online casinos permit the dealer to hit on soft 17. Doubling down is allowed on any two cards which is better than what land based casinos offer you but standard when it comes to online casinos. You can double down after you split pairs which is a very good option. Pairs may be split to 3 hands which is excellent and lots of fun. Because there is no insurance or surrender offered all bets are lost if the dealer gets a blackjack which is a little unfair since many other online casinos offer you one of these options if not both. There are better blackjack games online. Play

Caribbean Poker

Casino Reviews: Windows CasinoThe basic house edge for this game is 5.22% which doesn’t make it look competitive compared to other games. American Roulette has a slightly worse house edge though. Windows Casino makes this game interesting because they offer you a side bet of $1 for which you will Caribbean Stud

receive an additional payoff for certain paying hands (flush or better). And only when the jackpot is very high the house edge decreases enough to really make it worth a try. When you review the payoff chart keep in mind that some casinos offer you a 999:1 payout for a Royal Flush. There certainly are casinos with much better Caribbean Poker games. Play



Hand Payoff

Royal Flush 100:1

Straight Flush 50:1

4 of a Kind 20:1

Full House 7:1

Flush 5:1

Straight 4:1

3 of a Kind 3:1

2 pair 2:1

1 pair 1:1


Casino Reviews: Windows CasinoWindows Casino offers 2X odds: if you bet $10 on the pass-line (bet, that the player will win) you can wager $20 behind it (increase your original bet after the dice have been thrown). To wager behind is what a good craps player will do and a criteria of a good craps game is how many odds the casino offers you. As the amount of allowed odds increases, the house advantage decreases considerably. When making the odds bet 1X for example – as most online casinos do – the house edge is 0.85%. When making the odds bet 2X – as Windows Casino does – the house edge is cut down to 0.45% already. But Windows Casino does not exactly offer the 2x odds the way land-based casinos do: 2X usually means that Craps

you can bet twice the amount you could win. So if the odds are 2x and you bet $10 on the pass-line, you could win $20 and wager $40 behind it. Because Windows Casino does not follow the real rules – as almost no online casino does – the basic house edge is 0.58% for pass-line-bets. A 4% commission is charged on all winning buy and lay bets, based on the amount won which is excellent since most other online casinos will charge you more on those bets. They also offer place bets to lose with some unconventional payoffs, 2 to 5 on the 4 and 10, 3 to 5 on the 5 and 9, and only 9 to 20 on the 6 and 8. The betting limits are $5 – $1,000 which is excellent in combination with the 2X Odds.


Odds Scale




Pass / Come and Buying 0.57%

Don’t Pass / Don’t Come and Laying 0.56%

Place to win on 4,10 6.67%

Place to win on 5,9 4.00%

Place to win on 6,8 1.52%

Place to lose on 4,10 6.67%

Place to lose on 5,9 4.00%

Place to lose on 6,8 20.91%

Buy on 4,10 2.67%

Buy on 5,9 2.40%

Buy on 6,8 2.18%

Lay on 4,10 1.33%

Lay on 5,9 1.60%

Lay on 6,8 1.82%


Casino Reviews: Windows CasinoThere are 80 balls from which 20 are drawn. You can pick up to 15 numbers which is rather rare, because usually you can pick a maximum of 10 numbers only, whether you are talking about land-based or online casinos. The average payout for Windows


Casino’s keno game is nearly 85% (83.89% for all 10 picks and 84.52% when not counting the pick 1 which always pays 75% only). This payout ratio is almost excellent since both land-based and online casinos generally pay back about 70% – 75% on average. There are other online casinos offering a payout of nearly 95%. Play


Match 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

0 0 0 0 0 0 0 0 0 0 0 0 0 2 2 2

1 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2 – 14 2 1 0 0 0 0 0 0 0 0 0 0 0

3 – – 40 4 2 1 0 0 0 0 0 0 0 0 0

4 – – – 150 13 5 2 0 0 0 0 0 0 0 0

5 – – – – 800 100 30 10 5 2 0 0 0 0 0

6 – – – – – 1800 400 120 60 25 10 5 2 2 0

7 – – – – – – 8000 1600 300 150 100 40 22 10 12

8 – – – – – – – 30000 4000 1200 500 250 85 45 30

9 – – – – – – – – 50000 10000 2500 1200 600 350 120

10 – – – – – – – – – 100000 25000 5000 3700 1100 300

11 – – – – – – – – – – 100000 25000 12000 8000 2800

12 – – – – – – – – – – – 100000 50000 25000 25000

13 – – – – – – – – – – – – 100000 50000 50000

14 – – – – – – – – – – – – – 100000 100000

15 – – – – – – – – – – – – – – 100000


in % 75.00 84.18 83.25 84.51 84.10 81.42 85.16 85.41 85.03 86.64 86.75 84.31 82.70 85.41 84.42


Best Pick

Windows Casino’s best keno game is the Pick 11, with a return of 86.75%.

Windows Casino’s Pick 11

Match Casino pays Happens every Returns

0 0 x 31st 00.00%

1 0 x 7th 00.00%

2 0 x 4th 00.00%

3 0 x 4th 00.00%

4 0 x 6th 00.00%

5 0 x 13th 00.00%

6 10 x 49th 20.20%

7 100 x 277th 36.09%

8 500 x 2,431rd 20.57%

9 2,500 x 35,244th 07.09%

10 25,000 x 945,181st 02.64%

11 100,000 x 62,381,978th 00.16%

numbers amount wagered game 86.75%

of your money


Limits are $1, $5, and $10 which is very good, because it sets the maximum win to US $1,000,000 (One Million US Dollar). Other online casinos do not offer such a big payout on the maximum matches.

Let It Ride

Casino Reviews: Windows CasinoThe basic house edge for this game is 3.5%. What makes this game interesting is the side bet of $1 for which you will receive an additional payoff for certain paying hands and get the chance to win the progressive jackpot (steadily increasing). Because Windows Casino’s pay schedule is based on a progressive meter the house edge Pai Gow Poker

varies greatly. If the jackpot is small, the house edge is huge (sometimes up to 70%). Actually this is a sucker bet that should be avoided. We would advise you only to play here if the jackpot is big enough. Besides, the casino can choose which of two different pay tables it wants to use. So stay alert and check it from time to time.  Table Limits are $5-$250. Play

Hand Payout Payout 2 Bonus Payout

Royal Flush 500 : 1 1000 : 1 100% of Jackpot

Straight Flush 100 : 1 200 : 1 10% of Jackpot

4 of a Kind 25 : 1 50 : 1 50 : 1

Full House 15 : 1 11 : 1 11 : 1

Flush 10 : 1 8 : 1 8 : 1

Straight 5 : 1 5 : 1 5 : 1

3 of a Kind 3 : 1 3 : 1 3 : 1

Two Pair 2 : 1 2 : 1 2 : 1

10’s or Better 1 : 1 1 : 1 1 : 1

Pai Gow Poker

Casino Reviews: Windows CasinoPai Gow Poker at Windows Casino is played with a deck of 53 cards: the standard 52 cards plus a Joker. The Joker may be used to complete a five-card flush, straight, or straight flush. A winning hand is paid even money and charged a 5% commission. In this version of Pai Gow Poker, the banker (or house) always plays as the dealer and covers all bets, and the player only competes against the dealer which holds the house edge at 2.86%. Actually only a Pai Gow Poker game where the Pai Gow Poker

casino alternates the turn of the banker is good. It sets the house edge at 1.46%. Here is why: in the event of an exact match between hands, called a copy, the tie goes to the banker which sets the house edge at 0.08%! (The probability that the front hands will copy is 2.55%. The probability that the back hands will copy is 0.32%). Some online casinos rotate the turn of the banker, so I would suggest you rather look out for online casinos which offer you this kind of Pai Gow Poker. Table Limits are $5-$200. Play

Red Dog

Casino Reviews: Windows CasinoThis is a simple game where the player makes an ‘ante’ , then two cards are chosen and you may raise your bet if you think a third card will fit in between the first two. You are given certain payouts for certain spreads. The spread is the number of ranks between two given cards. For example, the spread between a five and an eight is two. The maximum spread is eleven.

1 card spread pays 5 : 1

2 card spread pays 4 : 1

3 card spread pays 2 : 1

4 or more card spread pays 1 : 1

Three of a kind pays 11 : 1

Red Dog

The game itself is difficult to find these days in land-based casinos and not all online casinos offer Red Dog. In Red Dog the greater the number of decks the better the odds are for the player. This is because of the greater probability of drawing the right card or a three of a kind, which pays 11:1. Since Windows Casinos uses only 2 decks the house edge is 3.08% which we consider too high to play here since there are online casinos playing Red Dog with 8 decks, cutting the house edge down to 2.75%. Limits are $5-$250. Play


Casino Reviews: Windows CasinoThis is a ‘European’ wheel with a single zero, so the casino’s advantage is 2.7%. Windows Casino does not use the ‘la partage’ rule: the player loses only half the bet on the ‘outside’ bets should one of the zeros come up (the ‘outside’ bets are high, low; red, black; odd and even). Also called the ‘en prison’ rule. If Windows Casino used this rule, the casino’s edge on those bets would be cut down to 1.3%. If you are an outside bettor, who likes to bet on  high, low, red, black, odd or even only, you should play the American roulette version in Roulette

another casino, since it offers slightly better odds for those bets (2.63%). But if you prefer to bet on all bets alike, you really should play the European roulette, since the house edge here is 2.7% on all bets. Consider that inside bets offer far better payouts than outside bets, so bet the middle 12 once in a while. The betting limits vary according to the type of bet. They are $5-$200 on the inside bets and $5-$250 on the outside bets. If you would like to bet higher, go to Global-Player Casino. You can bet up to $6,000 there. Play


software-unifiedgaming_slots.htmIt is difficult to calculate the payout probabilities of slot machines without knowing how many times a certain symbol appears on each real. You could sit in front of the machine, pull the lever 10,000 times and write the results down or rely on the information that Slots

Windows Casino gives you. Their Slots payouts are audited by PWC (PriceWaterhouseCoopers) and reported to be 98.24% which is excellent since you probably will have a hard time finding an online casino with better slots payouts. They do not offer many nor do they have progressive slot machines which is a petty. Betting denominations are 5c, 25c, 50c, $1, or $5. Play

Windows Casino Slot Machines


Type Reels

Lines Winning

Comb. Wild

Symb. Bonus

Screen Den.  Prize Play

Sevens & Stripes 3/1 8 No No 5c – $5 10,000 Play

Diamond Mine Deluxe 3/1 7 Yes No 5c – $5 3,000 Play

Diamond Mine 3/1 8 No No 5c – $5 2,500 Play

Lucky Lightnin’ 3/1 8 No No 5c – $5 2,500 Play

777 Inferno 3/1 8 No No 5c – $5 1,000 Play

Video Poker

Casino Reviews: Windows CasinoWindows Casino features a set of 15 different video poker machines, all of them offering a very good payout of 98% and more. They even have the best Video Poker

paying machine on the net which is their Joker Poker machine offering a payout of 100.18%. Windows Casino is definitely the right place for video poker players. Play

Theoretical Return

Name Type MaxPay MaxCoins MinCoins Play

Joker Poker 7/5 5,000 100.18% 98% Play

Jacks or Better 8/5 4,000 99.54% 98.4% Play

Double Jackpot 8/5 4,000 99.40% 97.8% Play

Double Bonus 10/7 4,000 99.37% 97.5% Play

Bonus Poker 8/5 4,000 99.17% 97.7% Play

Sevens Wild 3/2 4,000 99.11% 96.8% Play

Loose Deuces 3/2 4,000 99.07% 97.8% Play

2x Double Jackpot 9/6 4,000 98.95% 97.8% Play

Deuces Wild 4/3 4,000 98.91% 97.9% Play

Pick ’em Poker 15/15 6,000 98.74% 94.4% Play

Bonus Deuces Wild 4/3 4,000 98.65% 98.5% Play

Aces & Eights 7/5 4,000 98.63% 92.0% Play

2x Double Bonus 9/6 4,000 98.49% 97.8% Play

Bonus Poker Deluxe 8/6 4,000 98.49% 96.2% Play

All American 8/8 4,000 98.49% 97.4% Play


Casino Reviews: Windows CasinoEach player and the dealer get one card. If your card is higher you win even money. If the dealer’s card is higher you lose. If it is a tie you can surrender and lose your bet (only half the bet when played in land-based casinos) or go to war: You double your bet and play another game. If your second card equals or beats the dealer you win even money on the total wager (in land-based casinos you win even money on the raise only and get back your original wager). If the dealer’s second card is greater you lose both bets. You can bet War

on a tie from the start as well, which pays 10:1 if the first two cards tie. The house edge on the tie bet is 18.65% though. The basic house edge depends on the number of decks used and lies between 2.42% (1 deck) and 2.9% (8 decks). Windows Casino uses only 1 deck which is very good since it sets the basic house edge at 2.42% where most land-based casinos use 6 decks offering a house edge of 2.88%. There are online casino offering you a 3:1 payout on ties after going to war and using only 1 deck which sets the basic house edge at 0.66%!




I have saved Double Bonus to the last, because I think it is the most difficult machine to play correctly. The high payoff for flushes (35 coins) means that three-card flushes come into play. The high payoff for straights (25 coins) mean that inside straights are more important, also. The result is there are a lot of things to think of when you a dealt your five cards. Here is the full-pay table:


Royal Flush 4000 1.66% 1 in 48048

Four Aces 800 3.18% 1 in 5030

Straight Flush 250 0.56% 1 in 8841

Four of a Kind (5-K) 250 8.03% 1 in 622

Four of a Kind (2, 3, 4) 400 4.19% 1 in 1908

Full House 50 11.18% 1 in 89

Flush 35 10.46% 1 in 67

Straight 25 7.50% 1 in 67

Three of a Kind 15 21.65% 1 in 14

Two Pair 5 12.46% 1 in 8

Jacks or Better 5 19.23% 1 in 5

Loss     1 in 1.7

TOTAL 100.17%

If you were to simply play the normal Jacks-or-Better strategy on a Double Bonus machine, you would be giving up about one half of a percent back to the casino. I have an expert strategy sheet for Double Bonus that has the complete strategy. Here is a summary of some of the differences between it and Jacks-or-Better:

If you have a pat full house with three aces, you discard the pair to go for the aces alone. Surprisingly, though, this is the only major modification that the four aces mini-jackpot induces. If you have two pair with a pair of aces, you still hold both pairs. If you have three high cards in different suits, you still save the lower two. I recommend that you save the single ace when you have ace-king, ace-queen, or ace-jack in different suits, but that is a very close call: it actually depends on what other cards you have. If you were to play it the other way, the net effect is negligible.

You save the four-card flush, not the three card royal flush, if you have a choice. I suspect this is the main reason that this game is the least likely to give you a royal flush (1 in 48,000).

You go for an outside straight rather than save a losing pair.

A “less than zero gap” three-card straight flush is also better than a losing pair, unless the pair is 2’s, 3’s, or 4’s. How can you have a straight flush with less than zero gaps, you ask? The hands are queen-jack-nine and jack-ten-nine. Remember, in my “gap method”, you count -1 gap for every high card you hold.

With inside straights, a lot depends on how many high Slot Gacor cards are in the straight. The three and four high card inside straights (ace-king-queen-jack, ace-x-x-ten or king-queen-jack-nine) are better than two-card royal flushes. The one and two high card inside straights (jack-x-x-seven, queen-x-x-eight,  ace-x-x-four, or ace-x-x-five) are inferior to two-card royal flushes, but preferrable to saving a pair of non-suited high cards.

You must take into account three-card flushes, and this gets complicated. With two high cards in the flush, you go for the flush instead of the two-card royal flush, except for QJ. With one high card in the flush, you go for the flush instead of two non-suited high cards, except for QJ, KQ, and KJ.

You rarely discard five cards. If you have no high cards, inside straights and three-card flushes come back into play, in that order.

If you play perfectly, this game is very slightly in your favor. However, it is often possible to find dollar machines with this payoff. (Dollar machines for full-pay Deuces Wild or Jokers Wild have disappeared, as near as I can tell.) If you play a dollar Double Bonus machine, your expected return per hour is almost exactly the same as a Deuces Wild quarter machine. But, if the casino has a slot club, playing dollars will get you significantly more benefits. Beware, though, this is a very high variance game! If you do not hit fours of a kind, you will lose quickly. It is not that unusual to be down $1000 after an evening at dollar Double Bonus. Trust me on that.

Double Bonus Payoff Variations

Many casinos on the Strip in Vegas will make one modification to the payoff table: they will pay 45 for a full house, not 50. This does not affect the strategy, but it does affect the return of the game significantly–1.11% more for the casino. If I am playing one of these games, I have been known to do something that some people might find silly: if I hit a full house, I will pay myself the missing 5 coins. (Like many people, I keep my gambling money separate from my regular cash.) After an hour, this might mean I will have transferred $7 or $8 into the gambling funds. This helps remind me how small a 1% difference in return really makes, at least in the short haul. Compared to whether or not I have been lucky or unlucky in the session, the $7 or $8 seems almost inconsequential. Nonetheless, all of us who write about video poker–and I may be the worst offender–sweat over percentages that are much smaller. For example, I re-did my Double Bonus strategy because my first version had an error of 0.03%. I mention this only to help you keep a sense of perspective on this whole thing. The purpose is to have fun, not berate yourself for every mistake.


Splitter2 Software


AAAA Casino was developed by World Gaming.

Splitter2 Minus points


Shot AAAA Casino is / was using World Gaming software. World Gaming’s auditor was found guilty of securities fraud, wire fraud, money laundering, racketeering, conspiracy and racketeering conspiracy, and was sentenced to 108 months (9 years) in a federal penitentiary. Additionally there have been many non-payments complaints by many players that have been playing at World Gaming Internet casinos. All of this does not mean that every casino using World Gaming software is crooked. But it is reason enough to stay alert. You can find cetified casinos that have never caused any troubles in our Directory.


Negativity degree: 3 (0 = little problems)


Please read: Shouldn’t I play at “AAAA Casino”?

Splitter2 Licence


AAAA Casino is owned by Isis Enterprises Inc.. AAAA Casino operates under a gaming licence granted by the government of Antigua & Barbuda. Established, licensed, and fully functional since 7/1/1999. To have a gaming license means that a casino is able to 1) deposit enough money yearly as a financial backup for players (approximately US $50,000 up to US $100,000 per annum), 2) pay the taxes (of about 2,5% up to 5%)


A Sexy Sports Casino


Splitter2 Software


A Sexy Sports Casino was developed by World Gaming.

Splitter2 Minus points


Shot A Sexy Sports Casino is / was using World Togel Singapore Gaming software. World Gaming’s auditor was found guilty of securities fraud, wire fraud, money laundering, racketeering, conspiracy and racketeering conspiracy, and was sentenced to 108 months (9 years) in a federal penitentiary. Additionally there have been many non-payments complaints by many players that have been playing at World Gaming Internet casinos. All of this does not mean that every casino using World Gaming software is crooked. But it is reason enough to stay alert. You can find cetified casinos that have never caused any troubles in our Directory.


Negativity degree: 3 (0 = little problems)


Please read: Shouldn’t I play at “A Sexy Sports Casino”?

Splitter2 Licence


It is not known whether this casino is licenced or not. To have a gaming license means that a casino is able to 1) deposit enough money yearly as a financial backup for players (approximately US $50,000 up to US $100,000 per annum), 2) pay the taxes (of about 2,5% up to 5%), and hence 3) is subject to the control of the government that issued the gaming licence in case of any disputes.


Aces Palace Casino


The games at Aces Palace Casino were fast-loading, very stable, attractive and operated well on most systems even though they weren’t of the download type. They offered penny slots and progressive jackpots at their slots and Caribbean Stud Poker, low $1 minimum wagers on Blackjack, Spanish 21, and Caribbean Stud and a great variety of games including Pull Tabs, Big Six Wheel, Table Poker and Battle Royal. All checks were sent for free. Any problems would be solved in real-time with a chat-type program. Historically, players have not had any difficulty with Aces Palace Casino.



No Download bonuses, comps or promotions anymore.



Aces Palace Casino has been sold to Game Time Casino. Your current username and password will work at Game Time Casino. Go to Game Time Casino.


This casino is blacklisted. Blacklist reasons:

Aces Palace Casino can / could adjust the payout percentage of certain or all games individually and cheat big time this way.

Aces Palace Casino is / was using software. It has been proven that’s video poker games can be set to fixed payout percentages that are not reflected in the payout tables. Additionally there have been many non-payment complaints by players that have been playing at Internet casinos. Many casinos do not keep your data confidential and sell it to spammers. All of this does not mean that every casino using GamblingSoftware software is crooked. But it is reason enough to stay alert. You can find cetified casinos that have never caused any troubles in our Directory.

Financial Info


Aces Palace Casino accepted VISA and Master Card, credit- and debit cards with Visa or Master Card connection, Paypal, Bank Wire and Personal Checks. Personal identity and details of all members – including name, address, phone number, email address and wagering history – remained completely confidential, and were never given, reported or sold to any third party. All accounts were limited to max. deposits of $1,000 per day and $3,000 per month. The min. deposit was $5. Winnings have been credited back to your credit card up to the amount that was originally deposited. Any exceeding amounts have been sent via cashiers check for free. Aces Palace Casino can send your check via FedEx for a courier fee of $55.



Aces Palace Casino was developed by GamblingSoftware (Go to our casino software section)



  • Big Six Money Wheel
  • Blackjack
  • Poker [Caribbean]
  • Craps
  • Poker [Pai Gow]
  • Scratch Cards
  • Red Dog
  • Roulette [American]
  • Slots
  • Blackjack [Spanish 21]
  • Poker [5 Card Draw]
  • Video Poker
  • War
  1. Definitions


1.1 In these rules, unless the contrary intention appears:

“Action” means a player acting in turn;

“All-in” means a player has invested all of his/her remaining chips in the outcome of a hand. His/her bet cannot be more than a legal bet, or a legal bet and raise, if a raise is an option. He/she can only win that portion of the pot in which he/she contributed chips plus an equal amount of chips from each player remaining in the pot;

“Ante” means a predetermined contribution to the pot by all players before any cards are dealt in a hand;

“Bet” means a player’s wager;

“Betting Round” means a complete cycle from the first bettor to the last person to call;

“Blind” means a designated bet placed before the first card is dealt. The blind is a live bet which can win the pot if not called or raised;

“Boxed Card” means a card found face up in the deck;

“Burn” means the dealer removing the top card from the deck before the start of a dealing round;

“Burn Card” means a card which is removed from the top of the deck by the dealer without exposing its value and placed face down, separate from the Togel discards before the start of a round;

“Button” means an object on the table which designates the dealer or last player to act in a round. The button is moved one position in a clockwise rotation at the conclusion of each hand;

“Buy-in” means the purchase of chips before the start of a hand;

“Call” means placing a bet equal to the highest legal bet in that round or going all-in if remaining chips are less than the size of that bet. In games where there are blind bets the first player to act after the initial deal shall call by placing a bet equal to the last blind bet;

“Cap” means the maximum amount of rake or commission to be collected;

“Cards Speak” means that any hand placed open and flat on the table shall be read by the dealer and can be announced by any player at the table. A player need not correctly identify his/her hand to win if the above conditions have been met;

“Casino Supervisor” means a person who is responsible for the supervision and management of gaming operations;

“Check” means not initiating a bet but retaining all rights to act in the event a bet is made. A check shall only be an option if no blind is placed or bet made;

“Chemmy Shuffle” means cards mixed face down on the table with a circular motion of the hands;

“Commission” (also known as “rake”) means the percentage of the pot due to the house or the amount due to the house for hosting the game;

“Community Cards” means cards dealt face upward which can be used by all players to complete their best possible hand;

“Cut” means to divide the deck into two face-down stacks and then reunite them by locating the former bottom stack on the former top stack without changing the order of the cards within each stack;

“Cutting Card” means a card which cannot be construed as a playing card to be placed under the bottom card of the deck before dealing;

“Dead Button” means a dealer button in front of an empty seat to adjust the movement of the blind so that each person pays the correct amount of blind;

“Dead Hand” means a hand that has no claim to the pot;

“Deal” means the distribution of playing cards to the players;

“Dealer” means a casino employee who distributes all cards and handles all pot duties, but does not have a financial stake or receive a hand;

“Defective Deck” means a deck that contains: an incorrect number of cards for the games in progress; duplicate cards; jokers; five or more boxed cards; two or more different back designs or colors; cards in play which have become marked, scratched or can be read without looking at the face; manufacturing imperfections; or any problem with the deck the management considers detrimental to the security and integrity of the game;

“Down card” means a card dealt face downward;

“Draw” means a type of poker or the taking of additional cards by a player as in Draw Poker;

“Drop” means the amount of rake or commission for the game;

“Drop Slide” means a device attached to the table which is used for the placement and dropping of the commission into the drop box;

“Fee per Hand” means the collection of money due to the house determined as a set fee per hand dealt;

“Fixed Bet” means a bet must be of a designated amount. Also known as a structured bet;

“Flexible Bet” means a bet can be of varying size within fixed parameters. Also known as spread limit;

“Flop” means three community cards dealt face downward and turned face upward simultaneously;

“Fold” means to surrender a hand or refuse to call a bet;

“Forced Bet” means a mandatory bet for the purpose of starting a pot;

“Head to Head” means where only two active players remain in the betting round;

“Hand” means one game in a series, one deal, the cards held by a player, cards retained by a player entitling him/her to participate in the action or the combination of cards necessary to win a pot;

“Hold-em” means a type of poker;

“Hole Cards” means a player’s concealed cards;

“House” means the casino operator;

“Limits” means the range or structure of the betting;

“Manila” means a type of poker;

“Misdeal” means a hand dealt incorrectly or the action of dealing a hand incorrectly;

“Muck” means the discard pile;

“No Limit” means no constraint is placed on the maximum size of any bet or raise;

“Omaha” means a type of poker;

“Open” means making the first betting action;

“Opener” means the person who makes the first betting action;

“Over-blind Bet” means a voluntary blind immediately to the left of the last blind and double the amount of the previous blind;

“Poker Room Supervisor” means a person who is responsible for the supervision and management of gaming operation and who has successfully completed all modules of an approved poker training program;

“Pot” means the sum of the antes, blinds and called wagers;

“Raise” means a bet within the table limits, that is an implicit call plus an amount in excess of the previous bet or raise by at least as large an amount, except in the case of an all-in raise. An all-in raise less than a full raise shall not be considered foundation for any subsequent raises, which must revert to the previous full bet or raise to constitute the next minimum amount of raise. In such a case, the highest total of any one bet in the round would be considered the “call” amount, with the raise then added to that total;

“Rake” (also known as “commission”) means the act of taking the percentage of the pot due to the house or the amount due to the house for hosting the game;

“Round” means the cycle of bets made by the players following the deal of the cards, or a series of cards or hands dealt;

“Showdown” means determining the winner of the pot after the completion of all betting;

“Side Pot or Side Pots” means a separate pot or pots created in a game of poker due to one or more players being all-in;

“Spread Limit” means a bet can be of varying size within fixed parameters;

“Structured Limit” (also known as “fixed bet”) means a bet shall be of a designated amount;

“Stud” means a type of poker;

“Substantial Action” means two or more players acting on their hands;

“Suit” means a group of similarly colored and like symbol cards;

“Table Stakes” means a player shall only wager within the limits up to the amount of chips possessed by that player on the table in plain view before the start of any one hand;

“Tap Out” means to place all chips remaining in a player’s table stake into the pot;

“Time Collection” means the collection of money due to the house determined as a set fee per time period; and

“Wager” means an action by which a player places gaming chips into the pot on any betting round.




11.1 All wagers placed with a casino operator shall be paid, taken or disposed of by the casino operator strictly in accordance with the applicable rules. A player’s entitlement to winnings shall be governed by and determined in accordance with the rules, irrespective of any overpayment by the casino operator, and the casino operator shall be entitled to recover any such overpayment.

11.2 The casino operator shall ensure that all winning wagers are paid in chips, unless the rules of the game or approved procedures specifically permit payment by other means.

11.3 Subject to the application of any rule or approved procedure permitting the payment of winnings otherwise than by means of chips, where it is not possible to pay the exact amount of winnings in chips, the winnings shall be increased to the next highest amount in which payment can be made in chips.


  1. Unclaimed Wagers and Winnings


12.1 Players are responsible for claiming and collecting wagers and winnings due to them pursuant to these rules.

12.2 Where a wager is, or winnings are, not collected by the player the casino operator shall hold and dispose of it or them in accordance with approved procedures.


  1. Issue and Redemption of Chips


13.1 The casino operator shall, during the hours of Slot Gacor operation of the casino, at the request of a casino patron:

(a) exchange chip purchase vouchers or chips issued by the casino for chips or other chips, as the case may be, as requested of an equivalent total value;

(b) redeem chips or chip purchase vouchers issued by the casino for cash of an amount equivalent to the value of the chips or chip purchase vouchers, provided however that the casino operator, if requested by the patron, may at its discretion issue for the whole or any part of the amount to be paid in cash, in lieu of cash, a check made payable to the patron.

13.2 Where the casino operator has issued a chip gratuitously or in exchange for less than the value marked on the chip, rule 13.1 shall apply subject to the terms and conditions (if any) on which the chip was issued.


  1. Value and Non-Value Chips


14.1 Where the rules of a game provide for wagers to be made with or represented by chips, such chips shall be value chips unless the rules permit non-value chips to be used.

14.2 The following provisions shall apply to non-value chips:

(a) the non-value chips in use at a gaming table shall constitute a set, each bearing the same distinguishing emblem or mark to differentiate it from non-value chips of other sets in use at other tables. Each set shall be subdivided into various colors;

(b) non-value chips issued at a gaming table shall be used only for gaming at that table and shall not be used for gaming at any other table or location in the casino;

(c) where a non-value chip is used to place a wager in breach of subparagraph (b), the wager shall, to that extent, be void;

(d) except with the approval of the casino operator, non-value chips shall be presented for redemption only at the table from which they were issued, and shall not be redeemed or exchanged at any other location in the casino;

(e) no person shall be issued with non-value chips which are identical in color and design to non-value chips which have been issued to any other person at the same table;

(f) where a person buys non-value chips, the specific cash value to be assigned to such chips shall be declared by that person at the time of purchase and before play. This value shall be clearly denoted by a non-value chip and a corresponding marker button displayed at the table.

14.3 Where the rules of a game permit the use of non-value chips for wagering, the casino operator may limit the use of value chips by a player, or require a player to use non-value chips in lieu of value chips, at any table where that game is conducted.


Qualified rehabilitated buildings and certified historic structures currently enjoy a 20 percent investment tax credit for qualified rehabilitation expenses. A historic structure is one listed in the National Register of Historic Places or so designated by an appropriate state or local historic district also certified by the government.

The tax code does not allow deductions for the demolition or significant alternation of a historic structure.

What are some resources for info on home improvements?

If you’re getting ready to embark on a home improvement project involving contracting help, “Ready, Set, Build: A Consumer’s Guide to Home Improvement Planning Contracts” lays out a road map for selecting the right contractor, obtaining competitive bids up to what to include in a contract. There also is information on consumer rights, liens and financing.

The book is available for $9.95 through Consumer Press and Women’s Publications, Inc., Dept. SR01, 13326 Southwest 28th St., Fort Lauderdale, FL 33330-1102; (954) 370-9153.


* Profiting From Real Estate Rehab, Sandra M. Brassfield, John Wiley & Sons Inc., New York; 1992.

* Remodeling magazine’s annual “Cost vs. Value Report”, available for a nominal fee from the magazine; call (202) 736-3447 to order a copy.

How do building codes work?

Building codes are established by local authorities to set out minimum public-safety standards for building design, construction, quality, use and occupancy, location and maintenance. There are specialized codes for plumbing, electrical and fire, which usually involve separate inspections and inspectors.

All buildings must be issued a building permit and a certificate of occupancy before it can be used. During construction, housing inspectors must make checks at key points. Codes are usually enforced by denying permits, occupancy certificates and by imposing fines.

Building codes also cover most remodeling projects. If you are buying a house that has been significantly remodeled, ask for proof of the permits involved before you purchase to avoid future liability for fines.


* “The Ultimate Language of Real Estate,” John Reilly, Online Title Loans No Store Visit Dearborn Financial Publishing, Chicago; 1993.

Are there gov’t programs for rehab?

The U.S. Department of Housing and Urban Development’s Section 203 (K) rehabilitation loan program is designed to facilitate major structural rehabilitation of houses with one to four units that are more than one year old. Condominiums are not eligible.

The 203(K) loan is usually done as a combination loan to purchase a fixer-upper property “as is” and rehabilitate it, or to refinance a temporary loan to buy the property and do the rehabilitation. It can also be done as a rehabilitation-only loan.

Plans and specifications for the proposed work must be submitted for architectural review and cost estimation. Mortgage proceeds are advanced periodically during the rehabilitation period to finance the construction costs.

For a list of participating lenders, call HUD at (202) 708-2720.

If you are a veteran, loans from the U.S. Department of Veterans Affairs also can be used to buy a home, build a home, improve a home or to refinance an existing loan. VA loans frequently offer lower interest rates than ordinarily available with other kinds of loans. To qualify for a loan, the first step is to apply for a Certificate of Eligibility.

Another program is the Fedeal Housing Administration’s Title 1 FHA loan program.





The player should raise on any pair or better, fold on anything less than ace/king, and should sometimes raise and sometimes fold on ace/king. To play Caribbean stud perfectly would involve memorizing the charts in my appendix on when exactly to raise on ace/king. Of course nobody is going to do that so a more simplified strategy is clearly called for. By studying the appendix you will notice certain paterns of when the odds favor raising and when they don’t. I have summarized these patterns in the following suggested rules of thumb on when to raise on ace/king:

Raise if the dealer’s card is a 2 through queen and matches one of yours.

Raise if the dealer’s card is an ace or king and you have a queen or jack in your hand.

Raise if the dealer’s rank does not match any of yours and you have a queen in your hand and the dealer’s card is less than your fourth highest card.

This strategy is unique to this page but is not the only strategy I have heard of. Following are various other strategies, their total loss based on all possible 19,933,230,517,200 combinations of hands, the house edge, and the “element of risk” (defined below). The “matching rank” strategy calls for raising on any pair or better and on ace/king when one of the player’s cards matches the rank of the dealer’s up card (which lowers theคาสิโนออนไลน์odds of the dealer forming a pair).

Strategy Statistics in Caribbean Stud Poker


Total loss

House edge

Element of risk

Perfect strategy




Three rules of thumb (above)




Raise on ace/king/jack/8/3 or better




Matching rank




Raise on any pair or better




Raise on any ace/king or better




Playing blind (raise on everything)




House Edge, Element of Risk

Any respectable book will tell you that the house edge in Caribbean stud poker is about 5.2%. This is true but I have always felt it unfairly makes the game look like a bad bet. The reason is in how the house edge is defined, the ratio of average money lost to the original bet. In Caribbean stud the player will roughly wager just as much in raises as in antes, and this additional money bet is not considered in the house edge statistic.

For purposes of comparison to other games I think it is better to consider the ratio of money lost to total money wagered, which I refer to as the “element of risk.” The element of risk using perfect strategy is 2.555%, which makes is look more competitive compared to other games, although still not one of the best. It is interesting to note that the element of risk for my three rules of thumb is better than for perfect strategy! That is because raising on slightly suboptimal plays is actually a better bet than the game as a whole and brings down the average expected loss.

Credit should be given to Stanley Ko, Professor John M. Gwynn Jr, and the late Peter Griffin for being the first to do a thorough study of Caribbean stud poker. Due largely on the complexities of when to raise on ace/king this is one of the most complicated casino games to analyze. Thanks to their analysis, which they kindly shared with me, I had something to check my work against.


The following tables shows the various possible outcomes in caribbean stud poker, their net return per initial bet, their probability, and their total return (product of probability and net return).

Statistics for Caribbean Stud Poker

Event/winning hand



Total return


Average return













Two pair






Three of a kind



















Full house










Four of a kind












Straight flush












Royal flush












Ante only




































Dealer wins






















Australian – Starnet/World Gaming Rules

At the Star City casino in Pyrmont NSW Australia a royal flush pays 250 to 1. At Starnet online casinos a royal flush pays 200 to 1. This lowers the house edge to 5.20% at the Star City casino and 5.21% at Starnet casinos.

Progressive Jackpot Side Bet

In Caribbean Stud Poker the player has the choice to make a side bet of $1 which pays for hands of a flush or better. The specific payoff tables vary from place to place but always feature a progressive jackpot, paying 100% of the jackpot meter for a royal flush and 10% for a straight flush. In the very unlikely event that two players had a royal flush in the same hand at most places the first one to the dealer’s left would win the jackpot and the second would win whatever the jackpot is reseeded to, usually $10,000 or $20,000. Some places would split the jackpot between the two players. In the event that two players received a straight flush at the same time the first one to the dealer left would get 10% of the meter and the second would get 10% of what was left after the first player was paid. In other words it pays to sit as close as possible to the dealer’s left.

While the expected return varies depending on the size of the jackpot it is a sucker bet the vast majority of time. The average house edge is 26.46%.


A manager at Casino Niagara kindly explained how the jackpot meter works. For every dollar bet 71 cents goes into the jackpot and the casino keeps the other 29 cents. This rate of contribution can vary from place to place. All payoffs are paid right out of the meter. Every time somebody hits a royal flush the house contributes $10,000 (called the seed) to the next jackpot. The house edge is just under the cut per bet because the casino puts up the initial seed to start a new jackpot after somebody wins the previous one. At the Casino Niagara the house can expect to recieve 18.84 times as much money from the 29% cut as it pays to seed new jackpots.


The table below shows four different payoff tables I have seen. It should not be interpreted that a casino with a payoff table that pays more for a flush, full house, and four a kind is being generous. Since these payoffs come out of the meter the casino is indifferent to any win other than a royal flush (causing them to have to reseed the meter). The money in the meter can be considered the players money because it is only a matter of time before somebody wins it all.


Caribbean Stud Progressive Jackpot Side Bet

Payoff Tables






Table 1


Table 2


Table 3


Table 4


Table 5


Table 6


Table 7


Royal flush
















Straight flush
















Four of a kind
















Full house
































Below is a key to some of the casino where each payoff table above can be found. Unless otherwise stated the casino is in Las Vegas.


Table 1: Ballys, Paris, California, Las Vegas Club, Hilton


Table 2: Luxor, Excalibur, Mandalay Bay, Monte Carlo


Table 3: Bellagio, Venetian, Rio, Every casino in Atlantic City, Casino Niagara (Niagara Falls, Ontario), Grand (Tunica), Gold Strike (Tunica), Ballys (Tunica), Sheraton (Tunica), Isle of Capri (Tunica), Hollywood (Tunica), Harrah’s (Tunica)


Table 4: Harrah’s, Circus Circus


Table 5: Flamingo Hilton


Table 6: Imperial Palace, Horseshoe (Tunica)


Table 7: Star City (Pyrmont NSW, Australia)

To calculate an exact payback use the following formulas where j equals the jackpot meter:



Table 1: (598,600+7.6*j)/2,598,960


Table 2: (723,400+7.6*j)/2,598,960


Table 3: (941,800+7.6*j)/2,598,960


Table 4: (1,256,700+7.6*j)/2,598,960


Table 5: (848,200+7.6*j)/2,598,960


Table 6: (1,069,500+7.6*j)/2,598,960


Table 7: (1,384,400+7.6*j)/2,598,960

The next table shows what the jackpot level would have to be for various rates of return. For example to have a break even chance at the side bet at a casino with payoff table 1 the meter would have to be at least $263,205. One visit to a casino should illustrate the typcial jackpot levels are extremely far from the breakeven point and hopefully will convince you to avoid this bet.


Caribbean Stud Progressive Jackpot Side Bet

Expected Returns





Jackpot Meter


Table 1


Table 2


Table 3


Table 4


Table 5


Table 6


Table 7


















































































































































































































































































































































































































The house edge will depend directly on the progressive meter at any given moment. However over the long haul the casino will enjoy a healthy house edge from the Caribbean Stud side bet. It is typical for the casino to put about 70% to 75% of money bet in the jackpot meter and hold onto the rest. Every casino I have asked reseeds the jackpot meter with either $10,000 or $20,000 after somebody hits a royal flush which will cost 1.539% of money bet per $10,000 the meter is reseeded with. So the house edge will be 1.539% or 3.078% less than whatever cut it keeps for every dollar bet. At the Casino Niagara for example where they keep 29% the house edge will be 27.461%.


Caribbean Stud Online

Microgaming, Starnet/World Gaming, and Cryptologic online casinos offer Caribbean Stud Poker. They use different names but the rules are almost the sames. Microgaming calls the game Cyberstud Poker and Starnet/World Gaming and Cryptologic call it Caribbean Poker, removing the word Stud. Starnet uses the same paytable as used in real casinos. Cryptologic doubles the royal flush payoff to 200:1. Microgaming changed almost every hand, making a two pair pay only even money but increasing the payoff on everything from a straight to a royal flush. The following is the Microgaming payoff table.

Microgaming Payoff Table






Royal flush




Straight flush




Four of a kind




Full house












Three of a kind




Two pair












The house edge under the Microgaming rules is 5.01%. Under the Cryptologic rules the house edge is only slightly better at 5.21%.




Basic Strategy Variations: Test Yourself

By putting my classes up on the internet, I know I’m reaching a much larger audience than I ever had while teaching classes in person, but I do miss the ability to see how you all are doing in learning the material. In my ‘in-person’ classes, I always tested my students to gauge their progress and thus determine how effective my teaching methods are. We can’t do that here, but I want you to test yourself with the methods I’m going to show you, if for no reason other than the fact that it will build your confidence when you see how much you really know. Much like we did when learning proper basic strategy, you should first complete one copy of the test directly from the material I taught in order to give yourself an answer sheet to use when correcting subsequent tests.

This test just asks you to ‘fill in the blanks’ with the correct index number from -2 to +10. Print as many copies of this as you’d like.

Advanced Course Practice Matrix

Dealer’s Up Card 2 3 4 5 6 7 8 9 10 A

Player’s Hand A,2 H H __ __ __ H H H H H

Player’s Hand A,3 H H __ __ D H H H H H

Player’s Hand A,4 H H __ D D H H H H H

Player’s Hand A,5 H H H D D D H H H H

Player’s Hand A,6 H D D D D H H H H H

Player’s Hand A,7 __ D D D D S S H H __

Player’s Hand A,8 S S __ __ __ S S S S S

Player’s Hand A,9 S S S __ __ S S S S S

Player’s Hand 8 H H H __ __ H H H H H

Player’s Hand 9 __ __ D D D __ H H H H

Player’s Hand 10 D D D D D D D __ H H

Player’s Hand 11 D D D D D D D D D __

Player’s Hand 12 __ __ __ __ S H H H H H

Player’s Hand 13 __ S S S S H H H H H

Player’s Hand 14 S S S S S H H H H __

Player’s Hand 15 S S S S S __ __ __ __ __

Player’s Hand 16 S S S S S __ __ __ __ __

Player’s Hand 17 or more S S S S S S S S S S

Player’s Hand 2,2 P P P P P P H H H H

Player’s Hand 3,3 __ P P P P P H H H H

Player’s Hand 4,4 H H H __ __ H H H H H

Player’s Hand 5,5 NEVER SPLIT; TREAT AS ’10’

Player’s Hand 6,6 __ P P P P H H H H H

Player’s Hand 7,7 P P P P P P H H H H

Player’s Hand 8,8 P P P P P P P P __ P

Player’s Hand 9,9 P P P P P __ P P S __

Player’s Hand 10,10 S S S S S S S S S S

Player’s Hand A,A P P P P P P P P P P




Start on this and try to do one a day for the next two weeks.

See you here next lesson.

Questions? E-mail me at [email protected] and I’ll get back to you ASAP.

The GameMaster OnLine, is the on-line gambling ‘zine with attitude, a man-about-town focus and a commitment to winning, both on-line and in the casino. As the original creative director and the master strategist of the Rolling Good Times we brought you the web’s first real gambling ‘zine. Please stop by our web site and see how we can enhance your casino experience.


Advanced Single-Deck Blackjack, Part 1


While much of card-counting is a science – the science of mathematics – it all takes on something of an art form when playing at a single-deck game. True count conversion is difficult to do quickly, large bet spreads (over 4 to 1) are difficult to obtain and it’s hard to keep an accurate count at a game which is dealt face-down when you’re used to คาสิโน counting where all the cards are face up. Despite that, I really urge you to learn how to play single deck and, instead of banging your head against the multiple-deck games in your area, save your money and take 2 or 3 trips to Reno each year. No, I’m not in the employ of the Reno Chamber of Commerce, but I can tell you that it’s a great place to make $$$ at the Blackjack tables, it’s relatively inexpensive and typically very easy to get to from all over the United States. Sure their rules, for the most part, suck (only double on 10 and 11, no double after split and the dealer hits A-6) and that gives the casinos the same .5% edge off the top that you’re fighting now, but it takes just one +1 card to get you even with the house and that’s the real appeal of single-deck. I should mention that some casinos in Reno (as well as in Tahoe and Laughlin) allow double on any first two cards, so the casino edge is dropped to about .2% and that’s a very beatable game.

The key to evaluating good single-deck play is how many cards you’ll see before a shuffle. If you can find a game with 60% penetration and get away with a 5 to 1 betting spread, it’s fairly easy to obtain a long term winning rate of 1.5% of all the money you bet, just by playing basic strategy and varying your bets according to the count. If you also modify the play of your hand according to the true count, a win rate which approaches 2% is possible. That’s serious money Blackjack fans, so the effort is worth it.

Which Counting System?

I use two different systems for counting cards; the Hi/Lo for multi-deck play and the ‘Hi-Opt 1’ system for single deck play. The latter counts 3-6 as +1; 2,7,8,9 and ace as 0 with 10s as -1. Since there are only four aces to track in a single deck game, I find omitting the ace in the count improves the play of the hand, yet I can still ‘adjust’ the count for betting purposes. Let’s talk about a side count of aces for a moment. We expect to see one ace per quarter-deck played in a normal distribution, but of course that doesn’t always happen. For example, if a quarter deck has been played and no aces have come out, the remaining deck is ‘rich’ one ace. I can — for betting purposes — temporarily add +1 to the count, yet for playing purposes the true count without adjustment is correct. Got that concept? If a quarter-deck has been played and 2 aces have come out, the remaining deck is ‘poor’ by one ace, so I would lower the count by 1 (that is, ‘add’ a minus 1 to the count ) just for betting purposes, since my opportunity to receive a natural has decreased. This is a very powerful addition to your game, but my advice is to just use it in single-deck play because an ace adjustment is very taxing, mentally.

If you want to learn the Hi-Opt count, use the same techniques I showed you for learning the Hi/Lo count. All of my advanced techniques will, however, be based upon the Hi/Lo system, since that seems to be the method most of you are using.

The most difficult aspect of single-deck play is computing the true count. First you must ‘calibrate’ your eyeballs for measuring the number of cards which have been played. Today most casinos have the dealer place the discards in a rack to the side; unlike the ‘old’ days when they put the discards underneath, so deck estimation is easier. The really tough part is the division which is required. In a multideck game, we’re almost always dividing one wholre number (the running count) by another number which is at least 1. Admittedly, some people have a problem of dividing 17 by 2.5 qucikly, but it doesn’t take long to get used to. In single deck, you’re always dividing by a fraction or decimal and that’s not easy. For example, if you’re at a single-deck game and a quarter-deck has been played, with a running count of 3, the true count is 3 divided by .75 = 4. That’s actually an easy example. Try dividing a running count of 5 by .5. The answer is, of course 10, but how many of you wanted to say 2.5 or 1? Only practice will make this an automatic process.


Continue learning the decision numbers for Hi/Lo basic strategy variations in the multiple deck games. For the ‘overachievers’ out there, start learning the Hi-Opt 1 count.









The mathematics of lotto 6/49 are much the same as for cash in hand 7/31. The player must pick 6 numbers and has 49 to choose from. The jackpot for getting all 6 right keeps growing until somebody wins. The player may choose from an annuity or a lump sum if they win the jackpot and must choose at the time they buy the ticket. At the time of this writing the next drawing was for March 15, 2000 with a lump sum prize of $3,650,000.

Unlike all other Maryland lottery games with lotto 6/49 the player gets two plays for $1. This table shows the prizes per game but the return is based on a per dollar bet basis. In other words the return is the product of the prize, the probability, and 2.


I will not repeat all the derivations but present the probability table below. It should be stressed that this table was for a the jackpot at a point in time and does not reflect the long term return. According to Howard Benjamin with the Maryland lottery the long term return of lotto 6/49 is about 51%.


Lotto 6/49

Match Combinations Probability Pays Return

3 246820 0.0176504 2 0.07060162

4 13545 0.00096862 40 0.07748958

5 258 0.00001845 1500 0.0553497

6 1 0.00000007 3650000 0.52203204

Total 0.01863755 0.72547293

I was surprised that the return of 0.72547293 was as high as it was, about the same as keno in any casino.


The Big Game

This game is similar to cash in hand 7/31 and lotto 6/49. The player must select 5 numbers out of 50. The player must also choose a specific “big money ball” from 1 to 36. The “big money ball” is chosen from a separate set of balls. The math is similar to cash in hand 7/31 or lotto 6/49 but the probabilities must be multiplied by 1/36 if the player matches the big money ball and 35/36 otherwise.

Below is the probability table for this game. At the time of this writing the next jackpot for March 14, 2000 was for a lump sum of 4.5 million. It should be stressed that this table was for a the jackpot at a point in time and does not reflect the long term return. According to Howard Benjamin with the Maryland lottery the long term return of lotto 6/49 is about 51%.


The Big Game

Match Big Money Ball Combinations Probability Pays Return

0 Yes 1221759 0.01601774 1 0.01601774

1 Yes 744975 0.00976692 2 0.01953383

2 Yes 141900 0.00186036 5 0.00930182

3 No 346500 0.00454275 5 0.02271376

3 Yes 9900 0.00012979 100 0.01297929

4 No 7875 0.00010324 150 0.01548665

4 Yes 225 0.00000295 5000 0.01474919

5 No 35 0.00000046 150000 0.06882957

5 Yes 1 0.00000001 4500000 0.05899677

Total 2473170 0.03242423 0.23860863

Again I was surprised by the total return, this time by how low it was at 0.23860863, for a house edge of 76.14%! In all my years studying gambling this is the worst bet I have ever seen!


Annuity or Lump Sum?

Here in Maryland when you buy a lotto 6/49 or big game lottery ticket you must indicate at the time of sale whether you prefer to be paid in a 20 year annuity or a lump sum if you win the jackpot. The lump sum option is half the total of the annuity payments. To help make this decision the following table indicate the value of a $1,000,000 annuity paid out over 20, 25, or 30 years and at various interest rates from 3% to 15%.

As a practical example suppose you are deciding whether to take the annuity or lump sum on a Maryland lottery jackpot. The value of the lump sum is $500,000. Maryland lottery annuities are paid over 20 years. At an interest rate of 8.8% a $1,000,000 annuity has a value of $503,752. At 9.0% the value is $497,506. Using linear Wild Casino Review interpolation we find that at an interest rate of 8.88% the value is very close to $500,000. 8.88% is much more than the interest rate of most safe investments so for this reason I would suggest opting for the annuity. The maximum tax rate of 39.6% will also apply to most of the jackpot if taken in a lump sum, as opposed to more of the payments falling in lower tax brackets if paid as an annuity.


Lottery Annuity Values

Interest Rate 20 Year 25 Year 30 Year

3.0% $766190 $717422 $672948

3.2% $753673 $703055 $657153

3.4% $741475 $689134 $641930

3.6% $729585 $675641 $627255

3.8% $717996 $662561 $613105

4.0% $706697 $649879 $599457

4.2% $695680 $637579 $586290

4.4% $684936 $625650 $573583

4.6% $674458 $614076 $561317

4.8% $664237 $602845 $549474

5.0% $654266 $591946 $538036

5.2% $644537 $581365 $526986

5.4% $635043 $571092 $516308

5.6% $625778 $561116 $505986

5.8% $616734 $551427 $496008

6.0% $607906 $542014 $486357

6.2% $599286 $532868 $477022

6.4% $590870 $523980 $467990

6.6% $582650 $515340 $459248

6.8% $574622 $506941 $450784

7.0% $566780 $498773 $442589

7.2% $559118 $490830 $434651

7.4% $551633 $483103 $426961

7.6% $544317 $475586 $419508

7.8% $537168 $468270 $412284

8.0% $530180 $461150 $405280

8.2% $523349 $454219 $398488

8.4% $516670 $447471 $391898

8.6% $510139 $440900 $385505

8.8% $503752 $434499 $379300

9.0% $497506 $428264 $373276

9.2% $491396 $422189 $367427

9.4% $485418 $416269 $361746

9.6% $479570 $410499 $356228

9.8% $473847 $404874 $350865

10.0% $468246 $399390 $345654

10.2% $462764 $394041 $340587

10.4% $457398 $388825 $335660

10.6% $452145 $383736 $330868

10.8% $447001 $378771 $326206

11.0% $441965 $373925 $321670

11.2% $437032 $369196 $317255

11.4% $432201 $364580 $312958

11.6% $427468 $360073 $308773

11.8% $422832 $355671 $304697

12.0% $418289 $351373 $300727

12.2% $413837 $347174 $296858

12.4% $409475 $343071 $293088

12.6% $405199 $339062 $289413

12.8% $401007 $335145 $285830

13.0% $396898 $331315 $282336

13.2% $392870 $327572 $278928

13.4% $388919 $323911 $275603

13.6% $385045 $320332 $272359

13.8% $381246 $316830 $269192

14.0% $377518 $313405 $266101

14.2% $373862 $310055 $263083

14.4% $370275 $306776 $260136

14.6% $366755 $303567 $257257

14.8% $363301 $300426 $254444

15.0% $359912 $297351 $251696


My method of analysis was entirely mathematical. The probability of x marks on the card given y calls is easily calculated as combin(24,x)*combin(51,y-x)/combin(75,y). The probability that x marks will form a bingo (five in a row) is more compicated and necessitated a computer program to run through all possible combinations and tabulate the results.


Another good source on bingo probabilities is Durango Bill’s Bingo Probabilities. He has the same probabilities I do but goes into more depth on how they were calculated.


Gala Phoenix of the well-known SL fashion brand Curio is raising $20,000 to cover her legal fees in a copyright/DMCA dispute with another SL content creator (apparently based in Canada) which has led to the Curio brand being taken offline, and Ms. Phoenix, reportedly, without a primary source of income. As she writes:

Because there is already a case in court, I will probably have to go to court to clear my name and get my business back. Copyright litigation is very expensive, though. Just a small copyright case like this costs around $20,000 to see through, and most of that is court fees, which can’t be waived even if I found an attorney in Canada who’d take the case pro bono (I have an attorney here in America).

She says a group of fellow SL designers are holding an in-world fundraiser on her behalf next week, so check her blog for updates. I’m not versed in the details of the dispute to have an opinion either way, but NWN fashion expert Iris Ophelia definitely does, and says this on Gala Phoenix’s behalf:

“I’d take her side unflinchingly, I’ve blogged her skins and worn them for ages,” says Iris. “The idea that she could have been the thief in this situation is unfathomable to me. The evidence doesn’t add up, objectively or subjectively.” There may be more details we don’t know, but whatever they are, it’s definitely disappointing when such a well-established content creator finds herself facing the prospect of such a huge real life legal bill over virtual content. I’ll just repeat the advice offered by lawyer Benjamin Duranske, who literally wrote the book on virtual world related law:

SL content creators [should] make sure they register their copyright with the government because in the US doing so increases the ability to sue for damages and recover legal costs.

If you’re you’re a SL content creator who hasn’t done so, might be a good time to do so now.

“So this is baffling. What we can draw from this is:

  1. Gala’s vendors should not have been removed by a Canadian intent letter as part of DMCA procedure because the jurisdiction would be US Federal only.
  2. Linden Lab is choosing to act on a letter of intent from a foreign country which has no court action behind it, even though all their own TOS and documentation asserts US jurisdiction in all cases.
  3. If Linden Lab is acting on an actual Socialverse court ordered injunction, there is no record of it on any publicly available database.”


I actually believe in this matter its time for LL to take action and directly deal with this issue. Doesn’t have anyone some influence at the lab to get them to move their tushes?